CONSTRUCTION, GROUNDWORKS & PLANT HIRE
Finance for groundworks, construction and plant hire firms
When a contract lands, the plant has to be on site, not waiting on a finance decision. We help UK groundworks, construction and plant hire businesses arrange asset finance for the machinery they need, from one excavator to several machines at once.
Machinery we can help with
Excavators and diggers, mini-diggers, dumpers, rollers, telehandlers, loaders, trailers, tipper lorries, site vans and attachments. New or used, from dealers or auctions.
How finance is usually set up
Hire purchase
You pay in instalments and own the machine at the end.
Leasing
You pay to use the machine for an agreed period. Tax and ownership work differently, so check with your accountant.
Buying several at once?
Taking on a bigger contract often means two or three machines at the same time. We can look at one agreement or several.
What lenders tend to look at
How long you've been trading, recent accounts or bank statements, the type, age and supplier of the machine, any deposit, and the directors' track record. If retentions or late payers affect your cash flow, tell us early.